http://www.bklaw.com/bankruptcy-blog/2009/08/student_loan_chapter_13_debt_limits/ Bankruptcy issues, articles and thoughts by attorney Mark J. Markus Tue, 06 Sep 2011 02:33:05 +0000 hourly 1 http://wordpress.org/?v=3.3.2 http://www.bklaw.com/bankruptcy-blog/2009/08/student_loan_chapter_13_debt_limits/comment-page-1/#comment-31 jinni2 Thu, 01 Oct 2009 04:28:21 +0000 http://bklaw.com/bankruptcy-blog/?p=129#comment-31 Hi Mark - this is interesting as we have been holding off even trying to file bankruptcy due to our student loan debt. We were told by several lawyers that we could not file ch 13 due to being over the 336k unsecured debt limit (due to student loans) and then do not qualify for ch 7 either because we make too much money. We have no idea what to do. So, it almost sounds like it is better to wait and have the student loan companies get a judgment so that the amounts are counted towards secured debt limits. We have been told to get someone who specialized in ch 11, but there is no way we can even afford that! Hi Mark – this is interesting as we have been holding off even trying to file bankruptcy due to our student loan debt. We were told by several lawyers that we could not file ch 13 due to being over the 336k unsecured debt limit (due to student loans) and then do not qualify for ch 7 either because we make too much money. We have no idea what to do. So, it almost sounds like it is better to wait and have the student loan companies get a judgment so that the amounts are counted towards secured debt limits. We have been told to get someone who specialized in ch 11, but there is no way we can even afford that!

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