Reasons you shouldn’t explore bankruptcy as an option to your debt problems.
M is for Median Income: Above or below–Any Difference?
February 11, 2012 by · Leave a Comment
You can be below the median income and still not qualify for bankruptcy, and above the median and be able to qualify. Sound confusing? Read more.
“K”: Dangers of borrowing against 401k plans
January 26, 2012 by · Leave a Comment
What are some of the dangers of borrowing against your 401k or retirement plans? How does this affect your ability to file for bankruptcy protection?
H is for House and How to Keep it in Bankruptcy
December 1, 2011 by · Leave a Comment
Your House: Can you keep it in bankruptcy? And if so, what other options are available? How to calculate equity.
Bankruptcy Filing Fee Increase
October 15, 2011 by · Leave a Comment
bankruptcy filing fees are increasing November 1, 2011
How Do I Know Which Debts Were Discharged In Bankruptcy?
September 28, 2011 by · Leave a Comment
Once you get to the promised land in a bankruptcy case–the date your discharge is granted–there is frequently confusion among many as to which of their debts were in fact discharged. The confusion stems from expectations that there is some official specific ruling as to each debt. That would be nice, but it’s not the [...]
Chapter 7 Qualifications: Credit Card and Student Loan Payments Don’t Count
January 4, 2011 by · Leave a Comment
Credit card and student loan payments do not factor in to the analysis for determining Chapter 7 eligibility. It seems not a day goes by that I’m not trying to explain to a potential client why their payments to debts owed to unsecured creditors do not count in their budget in determining eligibility to file [...]
Bankruptcy Doesn’t Affect Co-Signers’ Obligations
November 11, 2010 by · 1 Comment
Failure to File Financial Management Course Form 23 in Bankruptcy
July 30, 2010 by · Leave a Comment
Reopening your case if your bankruptcy case is closed without discharge due to failure to file the required Financial management course certificate.
Automatic Stay in Bankruptcy: BAP Clarifies Scope
July 23, 2010 by · Leave a Comment
