Reasons you shouldn’t explore bankruptcy as an option to your debt problems.
Bankruptcy Alphabet: N is for Numbers and New Bankruptcy Laws
March 1, 2012 by · Leave a Comment
This article is part of my bankruptcy alphabet series People are Not Numbers When numbers are used to identify people, it’s usually when they are in prison. The Bankruptcy laws used to be about helping out people (and businesses) in need. They were about equitable solutions to serious financial problems. Laws in general are [...]
M is for Median Income: Above or below–Any Difference?
February 11, 2012 by · Leave a Comment
You can be below the median income and still not qualify for bankruptcy, and above the median and be able to qualify. Sound confusing? Read more.
“K”: Dangers of borrowing against 401k plans
January 26, 2012 by · Leave a Comment
What are some of the dangers of borrowing against your 401k or retirement plans? How does this affect your ability to file for bankruptcy protection?
H is for House and How to Keep it in Bankruptcy
December 1, 2011 by · Leave a Comment
Your House: Can you keep it in bankruptcy? And if so, what other options are available? How to calculate equity.
Bankruptcy Filing Fee Increase
October 15, 2011 by · Leave a Comment
bankruptcy filing fees are increasing November 1, 2011
Warning: Check That Reaffirmation Agreement Before Your Bankruptcy Discharge Is Issued
October 13, 2011 by · Leave a Comment
You filed for Chapter 7 bankruptcy and had a balance due to the lender. Faced with what seemed to be certain repossession, you agreed to sign a reaffirmation agreement. All set, right? Not necessarily. There’s a moment in time when you reach a point of desperation. You need that car to get to work each [...]
How Do I Know Which Debts Were Discharged In Bankruptcy?
September 28, 2011 by · Leave a Comment
Once you get to the promised land in a bankruptcy case–the date your discharge is granted–there is frequently confusion among many as to which of their debts were in fact discharged. The confusion stems from expectations that there is some official specific ruling as to each debt. That would be nice, but it’s not the [...]
I filed bankruptcy and they froze my bank account!
June 5, 2011 by · Leave a Comment
how can my bank freeze my bank account after I file a bankruptcy case?
Chapter 7 Qualifications: Credit Card and Student Loan Payments Don’t Count
January 4, 2011 by · Leave a Comment
Credit card and student loan payments do not factor in to the analysis for determining Chapter 7 eligibility. It seems not a day goes by that I’m not trying to explain to a potential client why their payments to debts owed to unsecured creditors do not count in their budget in determining eligibility to file [...]
