Chapter 7 Qualifications: Credit Card and Student Loan Payments Don’t Count

Credit card and student loan payments do not factor in to the analysis for determining Chapter 7 eligibility.  It seems not a day goes by that I’m not trying to explain to a potential client why their payments to debts owed to unsecured creditors do not count in their budget in determining eligibility to file [...]

Private Student Loans in Bankruptcy: Dischargeable?

Can you discharge private student loans in a bankruptcy case?