"In my 40 years of dealing with Congress on bankruptcy legislation,
this is the worst I've ever seen. It's the kind of bill that makes you
want to point your fingers at individual congressmen and say, 'Shame on
you.'"
- the late Prof. Lawrence P. King, NYU Law School, concerning the
new bankruptcy law bill then being considered by the United States Senate; quoted in The New
York Times, March 14, 2001
However, the new bankruptcy laws did not eliminate bankruptcy, nor did it do many of the negative things that rumors suggest. The new laws are indeed tricky, with lots of traps and pitfalls, but with the assistance of an experienced bankruptcy attorney, you can still accomplish most, if not all, of the same things as you previously could under the "old" laws. In some cases you can accomplish more! There are just simply more "hoops" to jump through and more documentation required.
Don't believe that bankruptcy relief is not available anymore. That is a false rumor. Bankruptcy Law is alive and can still benefit you.
If you live in Los Angeles or surrounding counties in California,
If you are interested in the specifics of the complete bill, visit http://thomas.loc.gov/cgi-bin/bdquery/z?d109:SN00256: for a summary.
Here's how they voted (so you can decide who to vote for or against in the next elections):
SENATE:
|
NAYs ---25 | ||
|
Akaka (D-HI) |
Feinstein (D-CA) |
Murray (D-WA) |
|
YEAs ---74 | ||
| Alexander (R-TN) Allard (R-CO) Allen (R-VA) Baucus (D-MT) Bayh (D-IN) Bennett (R-UT) Biden (D-DE) Bingaman (D-NM) Bond (R-MO) Brownback (R-KS) Bunning (R-KY) Burns (R-MT) Burr (R-NC) Byrd (D-WV) Carper (D-DE) Chafee (R-RI) Chambliss (R-GA) Coburn (R-OK) Cochran (R-MS) Coleman (R-MN) Collins (R-ME) Conrad (D-ND) Cornyn (R-TX) Craig (R-ID) Crapo (R-ID) |
DeMint (R-SC) DeWine (R-OH) Dole (R-NC) Domenici (R-NM) Ensign (R-NV) Enzi (R-WY) Frist (R-TN) Graham (R-SC) Grassley (R-IA) Gregg (R-NH) Hagel (R-NE) Hatch (R-UT) Hutchison (R-TX) Inhofe (R-OK) Inouye (D-HI) Isakson (R-GA) Jeffords (I-VT) Johnson (D-SD) Kohl (D-WI) Kyl (R-AZ) Landrieu (D-LA) Lincoln (D-AR) Lott (R-MS) Lugar (R-IN) Martinez (R-FL) |
McCain (R-AZ) McConnell (R-KY) Murkowski (R-AK) Nelson (D-FL) Nelson (D-NE) Pryor (D-AR) Reid (D-NV) Roberts (R-KS) Salazar (D-CO) Santorum (R-PA) Sessions (R-AL) Shelby (R-AL) Smith (R-OR) Snowe (R-ME) Specter (R-PA) Stabenow (D-MI) Stevens (R-AK) Sununu (R-NH) Talent (R-MO) Thomas (R-WY) Thune (R-SD) Vitter (R-LA) Voinovich (R-OH) Warner (R-VA) |
|
Not Voting - 1 | ||
|
Clinton (D-NY)
HOUSE of Reps: |
|
|
S 256 YEA-AND-NAY 14-Apr-2005 3:39 PM
QUESTION: On Passage
BILL TITLE: Bankruptcy Abuse Prevention and Consumer Protection Act
|
|
Yeas | Nays | PRES | NV | ||||||
| Republican | 229 | 3 | ||||||||
| Democratic | 73 | 125 | 4 | |||||||
| Independent | 1 | |||||||||
| TOTALS | 302 | 126 | 7 |
| Aderholt Akin Alexander Andrews Baca Bachus Baird Baker Barrett (SC) Bartlett (MD) Barton (TX) Bass Bean Beauprez Berry Biggert Bilirakis Bishop (GA) Bishop (UT) Blackburn Blunt Boehlert Boehner Bonilla Bonner Bono Boozman Boren Boswell Boucher Boustany Boyd Bradley (NH) Brady (TX) Brown (SC) Brown-Waite, Ginny Burgess Burton (IN) Buyer Calvert Camp Cannon Cantor Capito Cardoza Carter Case Castle Chabot Chandler Chocola Cleaver Coble Cole (OK) Conaway Cooper Costa Cox Cramer Crenshaw Crowley Cubin Cuellar Culberson Cunningham Davis (AL) Davis (FL) Davis (KY) Davis (TN) Davis, Jo Ann Davis, Tom Deal (GA) DeLay Dent Diaz-Balart, L. Diaz-Balart, M. Doolittle Drake Dreier Duncan Edwards Ehlers Emerson English (PA) Etheridge Everett Feeney Ferguson Fitzpatrick (PA) Flake Foley Forbes Ford Fortenberry Fossella Foxx Franks (AZ) Frelinghuysen Gallegly Garrett (NJ) Gerlach |
Gibbons Gilchrest Gingrey Gohmert Gonzalez Goode Goodlatte Gordon Granger Graves Green (WI) Green, Al Gutknecht Hall Harman Harris Hart Hastert Hastings (WA) Hayes Hayworth Hefley Hensarling Herger Herseth Higgins Hinojosa Hobson Hoekstra Holden Hooley Hostettler Hoyer Hulshof Hunter Hyde Inglis (SC) Israel Issa Istook Jefferson Jenkins Jindal Johnson (CT) Johnson (IL) Johnson, Sam Jones (NC) Keller Kelly Kennedy (MN) Kind King (IA) King (NY) Kingston Kirk Kline Knollenberg Kolbe Kuhl (NY) Larsen (WA) Latham LaTourette Leach Lewis (CA) Lewis (KY) Linder LoBiondo Lucas Lungren, Daniel E. Mack Manzullo Marchant Matheson McCarthy McCaul (TX) McCotter McCrery McHenry McHugh McIntyre McKeon McMorris Meek (FL) Meeks (NY) Melancon Menendez Mica Michaud Miller (FL) Miller (MI) Miller, Gary Mollohan Moore (KS) Moran (KS) Moran (VA) Murphy Murtha Musgrave Myrick Neugebauer Ney |
Northup Norwood Nunes Nussle Ortiz Osborne Otter Oxley Pastor Paul Pearce Pence Peterson (MN) Peterson (PA) Petri Pickering Pitts Platts Poe Pombo Pomeroy Porter Portman Price (GA) Price (NC) Pryce (OH) Putnam Radanovich Rahall Ramstad Regula Rehberg Reichert Renzi Reyes Reynolds Rogers (AL) Rogers (KY) Rogers (MI) Rohrabacher Ros-Lehtinen Ross Rothman Royce Ruppersberger Ryan (WI) Ryun (KS) Salazar Saxton Schwartz (PA) Schwarz (MI) Scott (GA) Sensenbrenner Sessions Shadegg Shaw Shays Sherwood Shimkus Shuster Simmons Simpson Skelton Smith (NJ) Smith (TX) Sodrel Souder Spratt Stearns Strickland Sullivan Sweeney Tancredo Tanner Tauscher Taylor (MS) Taylor (NC) Terry Thomas Thompson (CA) Thornberry Tiahrt Tiberi Turner Upton Walden (OR) Walsh Wamp Weldon (PA) Weller Westmoreland Whitfield Wicker Wilson (NM) Wilson (SC) Wolf Wu Wynn Young (AK) Young (FL) |
| Abercrombie Ackerman Allen Baldwin Barrow Becerra Berman Bishop (NY) Blumenauer Brady (PA) Brown (OH) Brown, Corrine Butterfield Capps Capuano Cardin Carnahan Carson Clay Clyburn Conyers Costello Cummings Davis (CA) Davis (IL) DeFazio DeGette Delahunt DeLauro Dicks Dingell Doggett Doyle Emanuel Engel Eshoo Evans Farr Fattah Filner Frank (MA) Green, Gene |
Grijalva Hastings (FL) Hinchey Holt Honda Inslee Jackson (IL) Jackson-Lee (TX) Johnson, E. B. Jones (OH) Kanjorski Kaptur Kennedy (RI) Kildee Kilpatrick (MI) Kucinich Langevin Larson (CT) Lee Levin Lewis (GA) Lipinski Lofgren, Zoe Lowey Lynch Maloney Markey Marshall Matsui McCollum (MN) McDermott McGovern McKinney McNulty Meehan Millender-McDonald Miller (NC) Miller, George Moore (WI) Nadler Napolitano Neal (MA) |
Oberstar Obey Olver Owens Pallone Pascrell Payne Pelosi Rangel Roybal-Allard Rush Ryan (OH) Sabo Sánchez, Linda T. Sanchez, Loretta Sanders Schakowsky Schiff Scott (VA) Serrano Sherman Slaughter Smith (WA) Snyder Stark Stupak Thompson (MS) Tierney Towns Udall (CO) Udall (NM) Van Hollen Velázquez Visclosky Wasserman Schultz Waters Watson Watt Waxman Weiner Wexler Woolsey |
| Berkley Gillmor Gutierrez |
LaHood Lantos Solis |
Weldon (FL) |
Note; Find your senator's contact information: http://www.senate.gov/general/contact_information/senators_cfm.cfm. At this point it is important to make actual phone calls due to the time constraints, but sending letters/e-mails is also good.
American Bankruptcy Institute
http://www.clla.org (Commercial Law League)
http://www.bankruptcy-expert.com/bankruptcy_legislation.htm
new bankruptcy law, new bankruptcy legislation, new bankrupsy law, bankruptcy law change, new 2005 bankruptcy laws.